[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bestrock.cz\/hypoteky-a-aktualni-neutesna-situace\/#Article","mainEntityOfPage":"https:\/\/www.bestrock.cz\/hypoteky-a-aktualni-neutesna-situace\/","headline":"Hypot\u00e9ky a aktu\u00e1ln\u00ed ne\u00fat\u011b\u0161n\u00e1 situace","name":"Hypot\u00e9ky a aktu\u00e1ln\u00ed ne\u00fat\u011b\u0161n\u00e1 situace","description":"Dne\u0161n\u00ed doba je pro trh nemovitost\u00ed sp\u00ed\u0161e nep\u0159\u00edzniv\u00e1, ne\u017e \u017ee bychom se mohli radova ze skv\u011bl\u00fdch z nov\u00fdch dom\u016f a byt\u016f. Za posledn\u00ed roky vzrostla cena nemovitost\u00ed strm\u011b nahoru. Je to samoz\u0159ejm\u011b z v\u00edce d\u016fvod\u016f. Inflace je pro n\u00e1s p\u0159irozen\u00e1<div class=\"entry-read-more\"><a class=\"read-more-link\" href=\"https:\/\/www.bestrock.cz\/hypoteky-a-aktualni-neutesna-situace\/\">Read More<span class=\"screen-reader-text\">  Hypot\u00e9ky a aktu\u00e1ln\u00ed ne\u00fat\u011b\u0161n\u00e1 situace<\/span><\/a><\/div>","datePublished":"2023-05-23","dateModified":"2023-05-23","author":{"@type":"Person","@id":"https:\/\/www.bestrock.cz\/author\/#Person","name":"","url":"https:\/\/www.bestrock.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bestrock.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bestrock.cz\/wp-content\/uploads\/nick-pampoukidis-t-UV1rZqPuY-unsplash.jpg","url":"https:\/\/www.bestrock.cz\/wp-content\/uploads\/nick-pampoukidis-t-UV1rZqPuY-unsplash.jpg","height":0,"width":0},"url":"https:\/\/www.bestrock.cz\/hypoteky-a-aktualni-neutesna-situace\/","wordCount":401,"articleBody":"   Dne\u0161n\u00ed doba je pro trh nemovitost\u00ed sp\u00ed\u0161e nep\u0159\u00edzniv\u00e1, ne\u017e \u017ee bychom se mohli radova ze skv\u011bl\u00fdch z nov\u00fdch dom\u016f a byt\u016f. Za posledn\u00ed roky vzrostla cena nemovitost\u00ed strm\u011b nahoru. Je to samoz\u0159ejm\u011b z v\u00edce d\u016fvod\u016f. Inflace je pro n\u00e1s p\u0159irozen\u00e1 a prob\u00edh\u00e1 prakticky neust\u00e1le, ale v sou\u010dasn\u00e9 dob\u011b u\u017e se trochu vymkla z rukou. Je to z d\u016fvodu pandemie koronaviru, kter\u00e1 p\u0159ed t\u0159emi lety citeln\u011b zas\u00e1hla ekonomiku po cel\u00e9m sv\u011bt\u011b a samoz\u0159ejm\u011b tak\u00e9 v\u00e1lka mezi Ruskem a Ukrajinou, kter\u00e1 ovlivnila ekonomiku v\u00edc, ne\u017e bychom si zpo\u010d\u00e1tku mohli myslet. A tak te\u010f za n\u00e1kup bytu nebo domu, \u010di jin\u00e9 nemovitosti, zaplat\u00edte daleko v\u00edce ne\u017e p\u0159ed p\u00e1r lety. Proto je naprosto b\u011b\u017en\u00e9, \u017ee si lid\u00e9 na takov\u00fd n\u00e1kup berou hypot\u00e9ku. T\u011b\u017eko bude m\u00edt n\u011bkdo z naspo\u0159eno n\u011bkolik mili\u00f3n, kter\u00e9 bude moci hned d\u00e1t za novou nemovitost. Jsou samoz\u0159ejm\u011b i tac\u00ed, ale je jich men\u0161ina. V souvislosti s ekonomickou situac\u00ed ve sv\u011bt\u011b ale i v\u011bt\u0161ina  https:\/\/domaci.ihned.cz\/c1-66004690-ze-vsech-prezidentskych-kandidatu-se-na-internetu-nejvic-mluvi-o-zemanovi-vetsina-zminek-je-ale-negativnich-ukazala-studie bank upravila sv\u00e9 podm\u00ednky pro to, jak z\u00edskat hypot\u00e9ku. Zat\u00edmco d\u0159\u00edve jste m\u011bli mo\u017enost sehnat hypot\u00e9ku se skv\u011bl\u00fdm \u00farokem, nap\u0159\u00edklad kolem 1-2 %, dnes na tuto mo\u017enost zapome\u0148te. \u00daroky \u0161ly nahoru, stejn\u011b jako po\u017eadavky na procenta z ceny nemovitosti, kter\u00e9 mus\u00ed klient banky m\u00edt. Banky cht\u011bj\u00ed v\u011bt\u0161inou, aby klient k hypot\u00e9ce doplatil 10 % z ceny nemovitosti, tak\u017ee pokud kupujete nemovitost za 3 000 000 mus\u00edte m\u00edt k dispozici 300 000. Krom\u011b toho tak\u00e9 p\u0159\u00edsn\u011bji posuzuj\u00ed va\u0161e p\u0159\u00edjmy a v nem\u00e1lo p\u0159\u00edpadech se stane, \u017ee budou pova\u017eovat va\u0161e p\u0159\u00edjmy za nedostate\u010dn\u00e9 a \u017e\u00e1dost v\u00e1m zam\u00edtnou. Co v takov\u00fdch p\u0159\u00edpadech? Nebojte se obr\u00e1tit na v\u00edce bank, a to ji\u017e p\u0159ed pod\u00e1n\u00edm \u017e\u00e1dosti. Nechte si p\u0159edlo\u017eit n\u00e1vrhy a ty si pot\u00e9 porovnejte. Hypot\u00e9ku si nemus\u00edte br\u00e1t v bance, kde m\u00e1te z\u0159\u00edzen\u00fd \u00fa\u010det nebo jste klientem ji\u017e del\u0161\u00ed dobu. M\u016f\u017eete tak\u00e9 uva\u017eovat o nebankovn\u00ed hypot\u00e9ce, kde je vy\u0161\u0161\u00ed pravd\u011bpodobnost, \u017ee v\u00e1m bude \u017e\u00e1dost schv\u00e1lena.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ky a aktu\u00e1ln\u00ed ne\u00fat\u011b\u0161n\u00e1 situace","item":"https:\/\/www.bestrock.cz\/hypoteky-a-aktualni-neutesna-situace\/#breadcrumbitem"}]}]