[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bestrock.cz\/neni-nad-dostatek-penez\/#Article","mainEntityOfPage":"https:\/\/www.bestrock.cz\/neni-nad-dostatek-penez\/","headline":"Nen\u00ed nad dostatek pen\u011bz","name":"Nen\u00ed nad dostatek pen\u011bz","description":"I kdybychom se sna\u017eili sebev\u00edc a byli sebeschopn\u011bj\u0161\u00ed a sebesob\u011bsta\u010dn\u011bj\u0161\u00ed, nikdy se nebudeme m\u00edt bez pen\u011bz tak dob\u0159e jako s pen\u011bzi. Finan\u010dn\u00ed prost\u0159edky n\u00e1m toti\u017e umo\u017e\u0148uj\u00ed m\u00edt pomalu v\u0161echno, a to v\u010detn\u011b toho, co si sami vytvo\u0159it nedok\u00e1\u017eeme, a kdo<div class=\"entry-read-more\"><a class=\"read-more-link\" href=\"https:\/\/www.bestrock.cz\/neni-nad-dostatek-penez\/\">Read More<span class=\"screen-reader-text\">  Nen\u00ed nad dostatek pen\u011bz<\/span><\/a><\/div>","datePublished":"2023-04-29","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.bestrock.cz\/author\/#Person","name":"","url":"https:\/\/www.bestrock.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bestrock.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bestrock.cz\/wp-content\/uploads\/rupee-4395556_960_720.jpg","url":"https:\/\/www.bestrock.cz\/wp-content\/uploads\/rupee-4395556_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.bestrock.cz\/neni-nad-dostatek-penez\/","wordCount":431,"articleBody":"   I kdybychom se sna\u017eili sebev\u00edc a byli sebeschopn\u011bj\u0161\u00ed a sebesob\u011bsta\u010dn\u011bj\u0161\u00ed, nikdy se nebudeme m\u00edt bez pen\u011bz tak dob\u0159e jako s pen\u011bzi. Finan\u010dn\u00ed prost\u0159edky n\u00e1m toti\u017e umo\u017e\u0148uj\u00ed m\u00edt pomalu v\u0161echno, a to v\u010detn\u011b toho, co si sami vytvo\u0159it nedok\u00e1\u017eeme, a kdo je tedy nem\u00e1, je odk\u00e1z\u00e1n jenom na sv\u00e9 vlastn\u00ed s\u00edly a schopnosti.Kdo u\u017e n\u011bkdy za\u017eil nedostatek finan\u010dn\u00edch prost\u0159edk\u016f, v\u00ed, \u017ee to tedy nen\u00ed \u017e\u00e1dn\u00e1 slast. Tu chyb\u00ed n\u011bjak\u00e9 v\u011bci, tu n\u011bjak\u00e9 slu\u017eby, a jenom obt\u00ed\u017en\u011b se bez tohoto \u017eije nebo se hled\u00e1 alternativn\u00ed bezplatn\u00e1 n\u00e1hrada. A nakonec se stejn\u011b uk\u00e1\u017ee, \u017ee se pen\u00edze sehnat mus\u00ed, \u017ee to bez nich nep\u016fjde.Ale ne v\u017edycky se n\u00e1m poda\u0159\u00ed vyd\u011blat tolik, abychom mohli v\u0161echny sv\u00e9 pot\u0159eby a touhy ufinancovat. \u010casto n\u00e1m n\u011bco sch\u00e1z\u00ed. A pokud n\u011bco postr\u00e1d\u00e1me natolik, \u017ee u\u017e to tak d\u00e1l nejde, vyu\u017e\u00edv\u00e1me t\u0159eba i mo\u017enost vz\u00edt si p\u016fj\u010dku. Nen\u00ed to sice zase a\u017e tak dokonal\u00e9, ale i do\u010dasn\u011b poskytnut\u00e9 pen\u00edze n\u00e1m mohou na\u0161i existenci usnadnit. A tak o p\u016fj\u010dky \u017e\u00e1d\u00e1me v\u0161ude, kde se o n\u011b jenom \u017e\u00e1dat d\u00e1. V\u011bt\u0161inou v bank\u00e1ch, ale \u010dasto u\u017e i n\u011bkde jinde. Proto\u017ee banky u\u017e d\u00e1vno nemaj\u00ed na poskytov\u00e1n\u00ed p\u016fj\u010dek monopol.V bank\u00e1ch \u017e\u00e1daj\u00ed lid\u00e9 obvykle o p\u016fj\u010dku ze setrva\u010dnosti. Banky byly jedin\u00fdmi poskytovateli p\u016fj\u010dek za dob socialistick\u00e9ho minula, ve kter\u00e9m mnoz\u00ed z n\u00e1s \u017eili, a tak jsme si na n\u011b zvykli. Ale je tu probl\u00e9m, a to ten, \u017ee se v bank\u00e1ch \u017e\u00e1dosti o p\u016fj\u010dky p\u0159\u00edsn\u011b posuzuj\u00ed. A sta\u010d\u00ed t\u0159eba i jen takov\u00e9 nedostatky \u017eadatel\u016f, jako je ni\u017e\u0161\u00ed p\u0159\u00edjem nebo z\u00e1znam v registrech dlu\u017en\u00edk\u016f, a \u010dlov\u011bk nem\u00e1 nad\u011bji usp\u011bt.A pak p\u0159ich\u00e1z\u00ed ke slovu jin\u00e9 nab\u00eddky. T\u0159eba i nebankovn\u00ed americk\u00e1 hypot\u00e9ka Hypotekybezregistru.cz od nebankovn\u00ed spole\u010dnosti, kter\u00e1 m\u016f\u017ee b\u00fdt daleko dostupn\u011bj\u0161\u00ed pro kohokoliv. Hlavn\u011b pro lidi, kte\u0159\u00ed vlastn\u00ed n\u011bjak\u00e9 nemovitosti a mohou t\u011bmito spl\u00e1cen\u00ed zaru\u010dovat. Kdo d\u00e1 toti\u017e nemovitost u nebankovn\u00ed spole\u010dnosti do z\u00e1stavy, tomu s touto z\u00e1rukou ur\u010dit\u011b bez probl\u00e9m\u016f p\u016fj\u010d\u00ed. A finan\u010dn\u00ed pot\u00ed\u017ee jsou ty tam.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed nad dostatek pen\u011bz","item":"https:\/\/www.bestrock.cz\/neni-nad-dostatek-penez\/#breadcrumbitem"}]}]